Kiwi FinTech Accelerator

What is it?

Shaking up the financial services industry

The Kiwi FinTech Accelerator is a three-month acceleration programme for companies ready to grow.

In its third year, the programme has already helped contribute to fintech success stories such as Sharesies, Jrny, Choice and Hnry.

Running in Auckland, Wellington and Southland, 20 teams from around the globe will work with mentors, industry experts and regulators to problem solve, build networks and develop strategies for growth.

The accelerator is delivered by Creative HQ’s Lightning Lab alongside strategic partners Kiwibank and Xero with support from core partners Centrality, SBS Bank and Kiwi Wealth, partners Centrix and Visa and supporters EY and Simmonds Stewart.

This approach ultimately provides participating companies with a chance to scale through partnership opportunities.

Who takes part?

Startups, scaleups and global businesses working in all parts of the financial sector; payments, financial literacy, security, insurance, identity regulations, lending, investing and asset management. Often using technologies such as Blockchain, AI, machine learning, bots and cryptocurrencies to address issues and opportunities in the sector.

The programme culminates in a demo day where companies pitch their ideas to investors, partners and stakeholders from the fintech community to secure funding and partnership opportunities.

Why get involved?

The Kiwi FinTech accelerator programme gives companies access to mentors, experts, regulators, previous accelerator participants, top companies, potential partners and regulators all in one place.

The programme provides the chance for companies to share their innovations directly with the New Zealand market, tap into the expertise of other businesses, and access the support they need to successfully validate their business.

The New Zealand market provides the ideal environment for FinTech companies to test and learn. There is just one tier of regulators who are able to work directly with participants throughout the programme.

The New Zealand market is made up of a broad demographic, including a significant proportion of early adopters, which makes the ideal testing ground for new solutions.

If you want to find out more, get in touch with us.

Meet the Teams


Making property ownership achievable.

Miuwi is changing the way people buy property through co-ownership. Kiwis are matched based on their property preferences and financial profiles. Those interested in co-owning a home can swipe & match with like-minded people or groups of people & properties to potentially co-own a home together, or invite their own friends or family to co-own with. Once matched, Miuwi provides a one-stop-shop of real estate, financial, legal and insurance services to ensure a smooth and secure journey into co-ownership.

Miuwi is made up of Nicola Valentine, Brad Parsonson and Dale Appleby – Auckland based

Fund a Future

Amplifying everyones postive impact. Everywhere.

According to recent studies, New Zealand is the 3rd most generous country in the world, yet only half of the $1.4bn donated to Charities are claimed back by donors, resulting in $250m unclaimed donation tax refunds. Fund a Future’s goal is to upcycle this money back to charities and make New Zealand the most generous country in the world.

Fund a Future is made up of Guillaume Dehan, Franco Sabadini and Sandy Isaac – Auckland and Wellington based.


Pocketful is the easiest way to pay and manage any bill. Built for individuals, couples and groups, Pocketful creates happy households by taking the pain away from payments.

Pocketful is made up of Steve Adams and Jasmine Wilkinson – Auckland based

Fully unlock the value of customer transaction data.

The value of transaction data has not been unlocked the same way as search and social. But it will be the most valuable data because our day-to-day spending behaviours are a much more accurate depiction of who we current are. With a team of Machine Learning PhDs and engineers, we build AI powered transaction behaviour engine to help financial institutions extract the complex consumer behaviours from raw transaction data; and make accurate predictions on consumers’ needs, interests, and lifestyle changes.

Future Insights is made up of Jiao Xie, Werson Wong and Ian Wong – Auckland based


Open Banking, made simple.

BankEngine is pushing Open Banking in NZ, we allow tech companies to easily and securely access their users bank transactions. Allowing them to focus on their core business instead of security and bank interoperability.

BankEngine is made up of Elliott Darling and William Seager – Auckland based


Rejuvenating rural communities one loop at a time.

Establishing virtual marketplaces and distribution networks for communities to trade locally-sourced produce and products, for economic and social regeneration of populations sidelined by globalisation, increased resilience and reduction of carbon footprint.

Loop.local is made up of Robyn Guyton, Geoff Dembo and Martin Catterall – Invercargill based

First AML

AML is a pain: it’s intrusive, repetitive, not digital and its slowing down business. First AML is streamlining customer due diligence so that individuals and entities can get on-boarded with far less friction than before. Individuals can self-verify on their mobile phone and the First AML platform manages the entire data collection process. First AML gives Reporting Entities a full end-end solution for their customer due diligence obligations.

First AML is made up of Milan Cooper, Chris Caigou and Bion Behdin – Auckland based


Salmon offers a digital platform that leverages A.I. and Machine Learning to enable lenders to provide an end-to-end, responsible lending experience to their customers.

Salmon is made up of Sheenu Chawla and Sulabh Sharma – Wellington based

MyCap Markets

Connecting investors with growing businesses.

Our platform lets all Kiwis invest in businesses they can be passionate about. We improve on existing standards of transparency and liquidity and simplify capital raising for businesses raising up to $20 million per year.

MyCap Markets is made up of Colin Magee and Adam Berry – Wellington based

Cove Insurance

Refreshingly simple insurance, right in your pocket.

Currently selling, managing and claiming for car & phone insurance online through an intuitive interface. Expanding into other products soon.

Cove Insurance is made up of Andy Coon, Brett Wilson and Rob Coon – Auckland based


International Escrow: a Payment Service that Protects.

Our international escrow platform ensures both parties deliver on their obligations. Outward’s solution is faster, simpler, and cheaper than a letter of credit. A transaction can be set up in less than 5 minutes.

Outward is made up of Troy Mackie and Erin Walshe.


Fast, easy SME lending insights.

Applying for funds from a bank is full of friction for a SME. Assessing SME applications is inefficient for banks. Ranqx removes loan application time, cost and friction for both SMEs and banks with 3-minute digital application and decisioning


Digital lending.

Maverick aims to provide mortgage products that customers actually love. Innovating with modern technology and data to remove the friction and frustration from every aspect of having a mortgage.

Notable Alumni



Strategic Partners
Core Partners
Programme Supporters